The scam check your customers wish they already had.
Scan&Score is a white-label scam-detection feature for your app or portal. Customers forward a suspicious text, email, or screenshot and get a clear Scam Score™ and plain-language explanation back in seconds — from your brand.
“Your account faces permanent account closure. Verify now: secure-bank-login.co”
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2
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Why
- Link doesn’t match the real bank’s website
- Uses threat language: “permanent account closure”
- Sender isn’t a verified bank contact
“Your account faces permanent account closure. Verify now: secure-bank-login.co”
FBI IC3, 2024
FTC, 2024 Data Book
FTC, 2024 Data Book
Know before you act.
01
Scan
Your customer forwards a suspicious text, email, chat, or screenshot inside your app — with one tap, or automatically with Autoscan™.
02
Score
Scan&Score returns a Scam Score™ from 1 to 3 in seconds. No fraud expertise needed to read it.
03
Explain
The specific evidence behind the score, in plain language your customer actually understands.
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Act
A clear next step — block, verify with the real institution, or proceed — so nobody has to guess.
The Scam Score™
Three levels. One clear answer.
Likely safe
No scam signals found.
Use caution
Some warning signs — verify first.
Likely scam
Strong scam signals — don’t engage.
Flexible protection, built to scale.
Every channel, one engine
Text, email, chat, images, and URLs, all scored the same way.
Your brand, not ours
Delivered white-label and co-branded inside your app or portal.
Autoscan™ monitoring
Set-and-forget coverage inside the mobile app you already offer.
No-code or API
Fits the digital experience you’ve already built.
Screenshot & image upload
For the scam that arrives somewhere monitoring can’t reach.
Built to scale
Covers your whole customer base without your team reviewing each submission.
Who offers it, and why.
WHO OFFERS IT
Banks & credit unions
Catch the scams draining customer and member deposits — before the transfer goes out.
Telecom & wireless carriers
Stop smishing and robotext scams that travel over your own network.
Insurance carriers
Protect policyholders from scams that target claims, payouts, and personal information.
Retailers, fintechs & marketplaces
Stop delivery, refund, and account-takeover scams before they wear down trust in your brand.
WHAT PARTNERS GET
Fewer losses to reimburse
Fewer fraud losses and chargebacks, because customers check before they act.
Trust with your name on it
A visible, branded protection feature that sets you apart from competitors.
A clear duty-of-care answer
A concrete way to meet the expectations regulators and members hold you to — especially for older or vulnerable members.
Why organizations trust Scamnetic
Recognized industry-wide
Founding cybersecurity partner of Scam.org, the anti-scam platform launched by the Global Anti-Scam Alliance (GASA) with OpenAI.
Security you can point to
Scan&Score runs on a SOC 2-aligned security and compliance program, continuously monitored through Vanta.
Built by people who’ve done this
Advisors include former U.S. Secret Service Cyber Division leadership (Matt O’Neill) and financial-industry fraud executives Troy Leach and Donna Turner.
Questions partners ask us
What is Scan&Score?
Scan&Score is Scamnetic's white-label scam-detection feature. A partner's customer forwards a suspicious text, email, chat message, or screenshot; the feature returns a Scam Score™ (0–100), the plain-language reasons behind it, and a clear recommendation — in seconds, inside the app or portal the partner already owns. It's one of KnowScam's four pillars and can also be positioned on its own for a partner that wants this capability specifically.
Who is this for?
Organizations that need to protect their own customers or members from scams arriving over the channels they already control: banks and credit unions (protecting account holders before a transfer goes out), wireless carriers (protecting subscribers from smishing over their own network), insurance carriers (protecting policyholders from claims-related scams), and retailers or marketplaces (protecting customers from delivery, refund, and account-takeover scams).
How does it actually work?
Four steps: the customer scans (forwards or uploads a message, manually or automatically via Autoscan™); Scan&Score scores it in seconds; it explains the specific reasons behind the score in plain language; then it recommends what to do next — block, verify with the real institution, or proceed.
What counts as “explaining” the score — is it just a number?
No. Each score comes with the specific evidence behind it — for example, a link domain that doesn't match the real institution's website, threat language like “permanent account closure,” or a sender that isn't on the organization's list of verified contacts. The goal is a customer understands why something is risky, not just that it is.
What channels does it cover?
Text, email, chat, images, and URLs, scored by one engine. A customer can also forward a screenshot for anything monitoring doesn't automatically reach.
Does it carry our brand or Scamnetic's?
Yours. It's delivered white-label and co-branded inside your existing app or portal.
How do we integrate it?
No-code or API, so it fits the digital experience already built — see the Integration page for details.
Why isn't scam-awareness education enough on its own?
Education tells people to be careful in general; it doesn't help in the specific moment a convincing message has already arrived. Scan&Score is what an organization offers instead of, or alongside, that education — a real-time, evidence-backed answer rather than another warning to remember.
What's the evidence this is worth doing?
In 2024, total reported cybercrime losses in the US hit $16.6B, a new record, and Business Email Compromise alone accounted for $2.77B across 21,442 complaints (FBI, Internet Crime Complaint Center, 2024 Internet Crime Report).
Why should we trust Scamnetic with this?
The same credibility basis as KnowScam: founding cybersecurity partner of Scam.org (GASA + OpenAI), a SOC 2-aligned compliance program monitored via Vanta, and an advisory board with former U.S. Secret Service Cyber Division leadership and financial-industry fraud executives.
How is this different from Business Protection?
Scan&Score (via KnowScam) protects the buying organization's customers. Business Protection uses the same underlying engine to protect the organization itself — its own payments, employees, and internal communications.
How do we get started?
Become a Partner, or talk to the team first.